Savings Rates Are Staying Low. Here’s Why, and What to Do
If your bank has lowered rates on your savings account, don’t take it personally. It’s not you, it’s them. Interest rates have dropped across the board, and they’re likely to…
Money
Should You Choose a Point-of-Sale Loan to Gift Now and Pay Later?
A point-of-sale loan lets you break down a purchase into a series of smaller payments, so you can buy now and pay later. In recent years, point-of-sale financing has rapidly…
Your Mental Health Can Affect How You Save Money
Tools like spreadsheets and budgeting apps can help you get better at saving money. But you might need to look beyond hard numbers to get a full financial picture. Your…
Smart Money Podcast: The Holiday Shopping Episode
Welcome to NerdWallet’s Smart Money podcast, where we answer your real-world money questions. This week’s episode starts with a discussion of NerdWallet’s holiday shopping survey, which shows that, on average,…
Follow These 3 Steps to Start Investing Now
Getting started investing can be overwhelming, but this checklist can set you up for success.
7 Ways To Protect Yourself From Identity Theft This Black Friday
Practice Safe Shopping
What does Black Friday protection mean to you? Maybe it's helmets and elbow pads as you battle your fellow consumers for doorbuster deals. Maybe it's protecting your space in line.
Maybe it should be taking precautions to prevent identity theft.
The holidays represent peak season for identity thieves – probably because there are more transactions and more opportunities for theft. According to 2018 data compiled by ACI Worldwide, the number of "buy online, pick up in-store" (BOPIS) transactions between Thanksgiving Day and December 31 increased by 20% over 2017, while attempted fraud over the same period increased by 13%.
Reduce your chances of identity theft over the Thanksgiving weekend by following these common-sense methods for practicing "safe shopping."
Seven Ways to Thwart Black Friday Fraudsters
1. Protect Your Purse/Wallet –
5 Investing Tricks to Double Your Money
Take these small steps to get the most out of your investments.
Better Buy: Amazon or the Whole S&P 500?
Amazon has far outpaced the S&P 500, but investors need to consider risk before piling too heavily into a single stock.
4 Social Security Mistakes That Could Cost You Up to $280,000
You've paid your Social Security taxes. Now, maximize your benefit by avoiding these pitfalls.
Most Americans Don't Feel Protected From Stock Market Crashes. Here's How to Change That.
Worried what'll happen to you during a market downturn? A few strategic moves could give you peace of mind.
5 Healthcare Expenses Medicare Just Won't Cover
Are you prepared for how to pay for them?
3 Reasons I'm Writing Off Social Security for My Retirement
Many of today's workers are no doubt counting on collecting Social Security. Here's why this Fool isn't.
3 Subtle Retirement Planning Mistakes That Could Devastate Your Savings
Avoiding these blunders can help you save more for retirement.
3 Passive Income Sources That Can Boost Your Retirement Savings
Let your money do the work for you with these passive sources of income.
The Most Important Social Security Number You Need to Know
Commit this single point of information to memory. You'll be glad you did.
2 Reasons Soaring Stocks Could Continue Climbing Higher
How markets are set up for more success.
4 Things to Do Today if You Want to Retire in 10 Years
Once you reach the point where you can start to picture retirement, it's important to get your finances in order.
What's the Maximum Tax You'll Pay to Fund Social Security in 2021?
How much money could come out of your checks?
How Joe Biden's Presidency Could Impact Your Retirement
The President-elect has some changes in store you'll want to know about.
3 Reasons to Claim Social Security Benefits Early
Deciding when to start collecting your Social Security income can be trickier than you think.
What Will Medicare Cost You in 2021?
Medicare costs change from year to year. Here's what 2021 has in store for seniors.
Delaying Retirement Is Absolutely Worth It For These 6 Benefits
Should you put off the day you leave the workforce for good?
10 Sources of Income Social Security's Payroll Tax Can't Touch
The payroll tax was responsible for $945 billion of the $1.06 trillion collected by Social Security in 2019 -- but not all income is subject to this tax.
You Can Stop Worrying About These 2 Social Security Myths
These two misconceptions just won't die.
